How It Works

What Type Of Life Insurance Do I Need?

Life Insurance Only
A basic, easy-to-understand policy which provides your loved ones with financial security if you pass away.
Life Insurance with Critical Insurance
Similar to the above policy, but you will also receive a predetermined lump sum of money if you are diagnosed with a critical illness like cancer, suffer a heart attack or any other illness or injury listed on your individual policy.
Mortgage Life Insurance
Your eventual payout reduces in-line with your mortgage, meaning you are never paying for more cover than you need.
Whole of Life
An insurance policy that provides you with peace of mind for the rest of your life.Your eventual payout reduces in-line with your mortgage, meaning you are never paying for more cover than you need.
Cover Amount
The ‘cover amount’ in your policy defines how much money will be paid to your family if you pass away during the term of your policy. This can be changed at any time, so don’t worry if your circumstances change.
Cover Period
An insurance policy that provides you with peace of mind for the rest of your life.Your eventual payout reduces in-line with your mortgage, meaning you are never paying for more cover than you need.

How does it work?

To find the right life insurance for you, simply complete the quick quote form belowand in less than 2 minutes you will have your indicative quote and have taken the first step towards protecting what matters most – to you.

What is critical illness cover?

Many life insurance policies cover you if you are diagnosed with a terminal or critical illness, but it is important that you make sure that this is the case before accepting any policy. If you take out a joint life insurance policy then your partner will also be covered. With critical illness cover, you will be able to claim on your insurance before you die. Make sure that you read the terms of your policy in full to know what you will be covered for.

Can we get joint cover?

Yes. To get joint life cover, simply select the ‘joint cover’ option on our quick quote form when getting your free life insurance quote.

How much cover should I get and how long for?

The amount of cover you take out is entirely up to you and will depend on your individual circumstances such as how much you can afford and how much money your loved ones would need in the event of your death. As a rule of thumb, make sure that your chosen policy provides enough cover to pay for things like a mortgage, outstanding bills, care for your children and any other important expenses.

The duration of your life cover will depend on what you are intending it to be used for – life insurance typically lasts until a large loan is paid off (like a mortgage) or your children come of age. With Quick Quote, we’ll find you life cover that is tailored to you and your needs.

Can I cancel my cover?

Yes, but you should only do so if absolutely necessary. Remember that as soon as you cancel your life insurance your family will no longer be covered in the event of your death. You do not receive a payout upon cancelling your policy, you simply no longer have active cover.

Whats the next step?

At Quick Quote our simple quick quote form below can give you an indicative quote of how much protecting your loved ones will cost. Accompany this with our friendly advisers that are on hand to help you find the best and most affordable life insurance deals in line with your requirements and needs. We have you covered.

Simply complete the quick quote form below and in less than 2 minutes you will have your indicative quote and have taken the first step towards protecting what matters most – to you.

First Name

Last Name

Date of birth *

Your Title Mr Mrs Miss Ms

Is your biological sex either Male Female Intersex

Marital Status Married Single Common Law Cohabiting Divorced Separated Widowed

Address line 1

Postcode

Telephone Number

Do you want to add a second applicant? No Yes

How much cover do you need?

How long do you need your policy to last?
This is the number of years you will be protected by the policy.

What type of cover do you need?
Level term policies pay out a fixed amount no matter when you claim during the policy term.
Decreasing term policies reduce the amount that's paid out over time. They are typically taken out to cover a repayment mortgage. Level term Decreasing term

I agree
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About you and your lifestyle

Please tell us some things about yourself:

How tall are you?

How much do you weigh?

What is your job?

Are you a smoker?
You are classed as a smoker if you have smoked or used any tobacco related products (including nicotine patches or e-cigarettes) within the last 12 months. Yes No

What is your average daily consumption of cigarettes over the last year?

What is your average daily consumption of cigars over the last year?

What is your average daily consumption of other tobacco (in grams) over the last year?

Which of these bests apply to you? I have never smoked I used to smoke but stopped over a year ago I've smoked in the last year but not every day I've vaped or used e-cigarettes in the last year I've used other nicotine replacement products in the last year

Please tell us some general things about your lifestyle:

How many pints of beer, lager or cider do you drink per week?

How many glasses of wine do you drink per week?

How many measures of spirits do you drink per week?

How many other alcoholic drinks do you drink per week?

Have any of these applied to you? I've been advised by a medical professional to cut down or stop drinking alcohol I've been referred for alcohol or drug specialist support such as Alcoholics or Narcotics Anonymous I've used recreational drugs in the last 10 years No

Are you involved in any of these? Armed forces (including reserves) Scuba diving Private flying, gliding or parachuting Motor car or motorcycle sport Mountaineering or rock climbing Sailing at sea or powerboat racing No

Have any of these applied to you? I've been banned from driving or convicted of dangerous or careless driving in the last 5 years I ride a motorbike, scooter or moped on the road No

Have you lived, worked or travelled outside the UK or European Union in the last 5 years, or do you have any plans to do so in the next year?
You don't need to tell us about:

- Business trips of less than a week
- Holidays less than 30 days

Yes No

Do you have existing Life insurance or are you applying for any other Life insurance?* Yes No

Do you have existing Critical Illness insurance or are you applying for any other Critical Illness insurance? Yes No

Additional Lifestyle Questions

Occupation:

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